Compare the leading BNPL providers in the market. From interest-free installments to flexible payment plans, find the right option for your needs.
Global leader in BNPL with 150M+ users worldwide. Offers Pay in 4, Pay in 30 days, and monthly financing options.
Premium BNPL provider with transparent pricing. No hidden fees, no late fees. Flexible terms from 3 to 60 months.
Popular BNPL for fashion and lifestyle. Owned by Block (Square). Simple 4-payment structure over 6 weeks.
Leverages PayPal's massive merchant network. Automatic for existing PayPal users. Purchases $30-$1,500.
Flexible BNPL with virtual card for use anywhere. Shop at any store, online or in-person with Zip's virtual card.
Fast-growing BNPL with reschedule-a-payment feature. Partners with Amazon. Credit building program available.
Unique approach using existing credit card. No new credit check, no new debt. Split into 2-12 monthly payments.
Paycheck-linked payments. Automatic deductions from your paycheck make budgeting easy. Credit building included.
Personal loans from $500-$5,000. Specializes in healthcare, auto, and essential services. Fast approval, no hidden fees.
Travel-focused BNPL for flights, hotels, cruises. Partner with major airlines and travel sites. Book now, pay later.
White-label BNPL for major retailers. Powers financing for big brands with customizable payment options.
European BNPL expanding in US. Simple Pay in 4 model. No credit check for small purchases. Easy checkout integration.
Pay in 6 weekly installments. Unique 6-week payment cycle. Popular in ANZ and UK markets. Focus on fashion retail.
Longer payment plans for bigger purchases. Healthcare, automotive, and home improvement focus. 2-24 month terms.
Canadian BNPL leader acquired by Affirm. Pay in 4 or monthly plans. Wide merchant acceptance across Canada.
BNPL integrated into Cash App. 57M monthly users. Seamless payments via Cash App card. Young user base (21% Gen Z).
Bank-backed installment loans. Apple, Microsoft, Best Buy partner. Fixed rates, longer terms. Traditional bank security.
Lease-to-own alternative. No credit needed. Works for those declined by other BNPL. 90-day buyout option available.
Outdoor and sporting goods financing. Hunting, fishing, camping, firearms. Specialized niche with loyal customer base.
Apple's native BNPL. Integrated into Apple Wallet. Works anywhere Apple Pay accepted. Seamless iOS experience.
Paycheck-linked BNPL. Automatic payroll deductions. No credit check required. Builds credit with on-time payments. Shop marketplace items.
Sunbit offers personal loans from $500 to $5,000 with competitive rates starting at 5.99% APR. Fast approval, no hidden fees.
