Satisfied Sunbit customer relaxing at home after receiving loan funds

Rating Overview

4.6
★★★★★
Based on 8,247 reviews
5 ★
5,765
4 ★
1,567
3 ★
577
2 ★
206
1 ★
132
$27M+
Total Loans Funded
47,000+
Customers Served
45
States Covered
Real Feedback

What Our Customers Are Saying

Read honest reviews from real Sunbit customers about their borrowing experience.

MR

Michael R.

Verified Customer
★★★★★

The entire process was incredibly smooth and fast. I applied on a Monday evening and had the funds in my account Tuesday morning. The rate I received was better than what my bank offered. Will definitely use Sunbit again if I ever need a personal loan.

Texas • December 2024

ST

Sarah T.

Verified Customer
★★★★★

I was skeptical about online lenders but Sunbit exceeded my expectations. The application took maybe 5 minutes, and I got multiple offers to choose from. No hidden fees and the monthly payment is exactly what they quoted. Very transparent.

California • December 2024

JL

James L.

Verified Customer
★★★★☆

Used Sunbit to consolidate some credit card debt. The fixed monthly payment makes budgeting much easier than juggling multiple cards with different due dates. Wish I could have gotten a slightly lower rate but overall satisfied with the experience.

Florida • November 2024

EW

Emily W.

Verified Customer
★★★★★

When my car broke down unexpectedly, I needed cash fast. Sunbit came through with quick approval and next-day funding. The customer service team was also very helpful in explaining all my options. Highly recommend for emergencies.

Arizona • November 2024

DK

David K.

Verified Customer
★★★★★

What I appreciate most is the transparency. The rate they showed me initially is exactly what I got. No bait and switch like some other lenders. The whole process from application to money in my account took less than 24 hours.

Ohio • November 2024

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Lisa M.

Verified Customer
★★★★★

First time using an online lender and it could not have been easier. I needed help covering moving expenses and Sunbit provided exactly what I needed. The monthly payment fits perfectly in my budget. Thank you for making this stress-free!

Georgia • November 2024

RC

Robert C.

Verified Customer
★★★★☆

Good experience overall. The application was simple and I was approved within an hour. Only giving 4 stars because I had to wait an extra day for the funds due to a bank holiday, but that was not really Sunbit's fault.

Pennsylvania • October 2024

JH

Jennifer H.

Verified Customer
★★★★★

I have used Sunbit twice now for different needs. Both times the experience was excellent. Fast approval, competitive rates, and no surprises. They have earned a customer for life. Will definitely recommend to friends and family.

Illinois • October 2024

WB

William B.

Verified Customer
★★★★★

After being turned down by my bank, I tried Sunbit. Not only was I approved, but the rate was reasonable given my credit situation. The process was dignified and professional. No judgment, just help when I needed it most.

Michigan • October 2024

AM

Amanda M.

Verified Customer
★★★★★

The loan calculator on their website was super helpful for planning. I knew exactly what my payment would be before I even applied. No surprises at all. The funds arrived quickly and the whole experience was professional.

North Carolina • October 2024

CS

Christopher S.

Verified Customer
★★★★☆

Solid lending experience. The website is easy to use and the application was straightforward. I got a decent rate and the funds came through as promised. Would have liked more loan amount options but otherwise very satisfied.

Virginia • September 2024

NJ

Nicole J.

Verified Customer
★★★★★

Needed a small loan for some home repairs and Sunbit was perfect. Unlike big banks that only want to do large loans, they were happy to help with my $1,500 need. Quick, easy, and exactly what I was looking for.

Tennessee • September 2024

MP

Marcus P.

Verified Customer
★★★★★

Excellent service from start to finish. The soft credit check feature is great because I could see my rate without affecting my credit score. When I decided to proceed, everything went smoothly. Funds arrived next day.

Washington • September 2024

KD

Karen D.

Verified Customer
★★★★★

I was able to consolidate two high-interest credit cards into one manageable payment. Already saving money on interest each month. The process was simple and the Sunbit team answered all my questions promptly via email.

Colorado • September 2024

BT

Brian T.

Verified Customer
★★★★☆

Pretty seamless experience. Applied online in the evening and had an offer waiting for me in the morning. The rate was competitive with other lenders I checked. Funding took two days instead of one but still faster than traditional banks.

Indiana • August 2024

RA

Rachel A.

Verified Customer
★★★★★

As a single mom, I needed help covering some unexpected expenses. Sunbit treated me with respect and gave me options that fit my budget. The monthly payment is affordable and I know exactly when it will be paid off. Thank you!

Minnesota • August 2024

TG

Thomas G.

Verified Customer
★★★★★

Very impressed with how easy this was. I have had loans with banks before and the paperwork alone takes forever. With Sunbit, I filled out a simple form, got approved, and had my money. No mountains of documents. This is how lending should be.

Missouri • August 2024

SL

Stephanie L.

Verified Customer
★★★★★

I used my Sunbit loan to finally take care of some dental work I had been putting off. The process was quick and stress-free. Love that there are no prepayment penalties so I can pay it off early if I get extra money.

Wisconsin • August 2024

JV

Jose V.

Verified Customer
★★★★☆

Good rates and fast service. The only reason I am not giving 5 stars is that I wish the maximum loan amount was higher. But for what it is, Sunbit does a great job. Application to funding was less than 48 hours.

Nevada • July 2024

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Laura B.

Verified Customer
★★★★★

Sunbit helped me when I really needed it. My water heater broke and I needed to replace it immediately. Applied in the morning, approved by lunch, money in my account the next day. Cannot ask for better than that!

Oregon • July 2024

KW

Kevin W.

Verified Customer
★★★★★

Second time using Sunbit and just as good as the first. They make borrowing money actually painless. Clear terms, fast funding, reasonable rates. Exactly what a personal loan experience should be like.

South Carolina • July 2024

MH

Michelle H.

Verified Customer
★★★★★

I did a lot of research before choosing Sunbit and I am glad I did. Their rates were among the best I found and the process was by far the easiest. No hidden fees, no surprises. Just honest lending.

Kentucky • June 2024

AP

Andrew P.

Verified Customer
★★★★☆

Reliable and straightforward service. Got the loan I needed without any hassle. The website was easy to navigate and the whole process took maybe 10 minutes. Would recommend to others looking for a personal loan.

Oklahoma • June 2024

HN

Hannah N.

Verified Customer
★★★★★

Could not be happier with my experience. From the easy application to the fast funding to the helpful customer service, everything was top notch. Sunbit has made a customer for life. Thank you for being there when I needed help!

Louisiana • June 2024

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